No Exam Life Insurance for Seniors Who Have Diabetes!

You may thing that having diabetes automatically disqualifies you for all forms of insurance. You are partially right. Although most insurance companies do not want to deal with any diabetic, there are still plenty of companies that sell no medical exam life insurance and they provide coverage for those suffering of diabetes.

diabetes_0All you have to do is to search for these companies and if the prices seem reasonable, contact them and talk more. Our article talks more about no medical exam life insurance for seniors who have diabetes.

We notice that more and more companies are becoming more tolerable towards diabetics and they are willing to provide low cost life insurance.  You can easily qualify for life insurance if you have your diabetes under control and there are no other risk factors like obesity, coronary artery disease, high blood pressure and so on.

Having a healthy lifestyle and diet, plus responding well to treatments are additional factors that favor you.  No matter if you are a Type 1 or Type 2 diabetic, if you prove that the diabetes has been under control for at least 6 months, the chances of getting coverage are becoming high.. Even those that are insulin dependent are accepted as clients.

Qualifying for normal life insurance is harder and requires all the things mentioned before: no additional risk factors, healthy life style and controllable diabetes. Sometimes, due to various reasons, we cannot respect all those requirements. In this case, the only solution is to apply for no exam life insurance.

It is highly likely that you will have to complete a diabetic questionnaire. But keep in mind that the prices are a bit higher, because the insurer will not be able to determine all risk factors. Searching for online quotes will help you figure out the average price for no exam life insurance for diabetics.

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